Gold Loan Schemes
Quick, secure, and hassle-free financial support against your gold ornaments with attractive interest rates and flexible repayment options.
Interest Rate
11% – 14% p.a.
As per society policy
Loan Tenure
3 to 12 Months
Extendable as per rules
Key Features
- Instant Loan Processing
- Minimal Documentation
- Attractive Interest Rates
- Safe & Secure Gold Storage
- Flexible Repayment Options
- Loan up to 75–80% of Gold Value
Eligibility
- Applicant must be a registered member of the Cooperative Society
- Minimum age: 18 years
- Must have valid KYC documents (Aadhaar, PAN, etc.)
Required Documents
- Membership ID
- Aadhaar Card / PAN Card
- Passport Size Photograph
- Loan Application Form
- A/c Payee cheque
Terms & Conditions
1. Gold Acceptance Rules
- Only gold ornaments (18K / 22K) will be accepted
- Gold coins/bars not accepted as per policy
- Final valuation will be done by authorized appraiser
2. Loan Amount
- Loan will be sanctioned up to 75%–80% of gold market value
- Final amount depends on purity & weight verification
3. Interest & Charges
- Interest will be charged on monthly flat basis (as per society rules)
- Additional charges may include: Processing Fee, Appraisal Charges, Late Payment Penalty